Is it true that cost of insurance goes up later on when you get approved for your claim? |
Damages caused by general accidents and its claiming can increase the cost of your insurance but the claims you make for the damaged done by natural calamity cannot increase your insurance cost.
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I looked over and checked but there isn’t much damage, so I’m trying to claim it later. |
Damages from hail is very small to see and it’s decentralized, so there’s not much of ways that people can find these. Also, the insurance companies deny and reject the claims that are older than a year from the date you got damage from the hail. So we, Good News Home Improvement provide the customers free inspections and visit your meetings with your insurance companies as inceptor.
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Recently, my neighbor had claim done on his house with other Contractor and the Insurance came out for an inspection on their house. But the Insurance Company did not approved due to not enough Hail Damage findings on their Roof & Siding. And I have same Insurance Company as my neighbors do. Wouldn’t that be the case if I were to go through the Claim? |
We have done so many Inspection (Adjustment Meeting) with same Insurance carrier and met with so many different Inspector (Adjustor) and found out each Adjustor have different way of looking for damages. Mostly, depends on who is looking for the damages makes a lot of differences in result. Good News Home Improvement have experts who have the experiences to help our customers by participating every Adjustment meeting and will try our best to get Approval from the Insurance company to pay for the restoration.
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I repaired my Roof with Hail Damage Claim about 7 years ago, but have water leakage problem inside of the house, can I make another claim? |
Of course. Because you right to make 3 claims within 12 months period. And especially if you have water leakage problem, it is evident that you might have serious problems of previous repair job and need to be taken care of it as soon as possible.
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Are you licensed, bonded and insured? |
Yes. We are LICENSED, BONDED AND INSURED.
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What is hail damage? |
Hail from hailstorms come in different shapes, sizes and velocities. When these rock hard ice pellets hit your home, numerous hail damage patterns can be formed. Severe hailstorms can cause granular bareness on shingles, holes in your siding, or broken glass. In less volatile circumstances your shingles may become softend, your siding can become chipped, cracked or dented and water leakage can form from compromised materials on the exterior of your home. This could threaten you and your family's comfort and safety.
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Do I need someone to inspect my home for hail damage? |
It is highly recommended that you contact a hail damage specialist for a through damage inspection of your home. There are many types of damages that can only be detected by trained eyes. Good News Home Improvement has a lot of inspectors to find all kinds of damages to your property. It is not easy to find without experience and special search lights.
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When is the right time to call a hail damage specialist? |
It is important that you call the hail damage specialist immedately after your home is hit by a storm. This is especially important of you have insurance because all damages must be recorded and documented for claims.
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Do I still need a professional inspector even if I don't see any hail damage in my roof and siding? |
Except in severe cases, hail damage to roofing and siding is very difficult to spot unless done by hail damage specialist. Hail damage that is not obvious from the naked eyes can be equally as dangerous as visible damage. When hail stones hit your roof, it causes a soft spot where the outer layer of granules will be very loose. Overtime the granules in these damaged spots will fall out, causing your roof to age and deteriorate drastically. This may also be true to siding and windows. Waiting will only worsen the damage, so call immediately for an inspection.
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Is hail damage covered by manufacturer's warranty? |
Most manufacturers, home builders and home contractors do not include hail damage in their warranty.
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